All agents are NOT alike! Let me show you how the Mike Carney Team is truly different. Call us today: 609-647-8894.

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >

"Commendable"
"You are the one person out there who understands the needs of the client and gets things done the right way at the right time."
Sudhir Kapoor
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

The Mike Carney Team is one of The Top Selling Real Estate Experts™
Find Out More >

Click for Princeton, New Jersey Forecast

See the nation's top rated reports for Schools in Mercer County, Burlington County and Middlesex County >

Painter
Country Painting Jose Retana
Find Out More >
View All Affiliates >

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Mercer County, Burlington County and Middlesex County real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

School Reports in Mercer County, Burlington County and Middlesex County, New Jersey

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Mercer County, Burlington County and Middlesex County

Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What are the three most common environmental toxins for which homes are tested?
A	Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
See More Real Estate Trivia >

The Mike Carney Team, REALTOR®, real estate agent and broker for Mercer County, Burlington County and Middlesex County, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

The Mike Carney Team
Keller Williams Realty
100 Canal Pionte Blvd. Suite 120
Princeton, NJ 08540
Cell: 609-647-8894
Office: 609-987-8889 x 200
Fax: 609-424-0273
Email: mc@mchnj.com
"The Mike Carney Team"
WITH YOU EVERY STEP OF THE WAY!
Recipient of the NJAR Circle of Excellence Award (2006 through 2009)
Member of the Top Producers Association of Mercer County

www.MichaelCarneyHomes.com is brought to you by The Mike Carney Team
NUMBER1EXPERT™ in real estate for Mercer County, Burlington County and Middlesex County, New Jersey

Read The Mike Carney Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge