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Real Estate Resources:

  • Special Offers - Special offers for Mercer County, Burlington County and Middlesex County homeowners from The Mike Carney Team.

  • Affiliates - The Mike Carney Team's real estate web site affiliates.

  • eNewsletter - The Mike Carney Team'sMercer County, Burlington County and Middlesex County newsletter email will send you the latest real estate information.

  • Today's Real Estate News - Daily real estate news for this neighborhood, New Jersey, and United States.

  • Market Conditions Report - Market conditions report for this area, New Jersey, and United States.

  • Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

  • How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

  • Determine Tax Savings - Calculate how much your monthly Mercer County, Burlington County and Middlesex County, New Jersey mortgage payments save you on your taxes because of loan interest.

  • Should You Rent or Buy? - Is it better to rent a home in New Jersey or buy your own Mercer County, Burlington County and Middlesex County house, ranch, luxury property, condominium, acreage, or other real estate?

  • Adjustable Rate Mortgages - Adjustable rate Mercer County, Burlington County and Middlesex County mortgages information and interest rate java calculator.

  • What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

  • Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

  • Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

  • 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

  • How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

  • What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

  • Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

  • TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other New Jersey real estate.

  • Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

  • Ask Anything - Ask The Mike Carney Team anything real estate.

  • NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

  • Real Estate Tips - The Mike Carney Team's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

  • Real Estate Trivia - The Mike Carney Team's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

  • Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Mercer County, Burlington County and Middlesex County property in New Jersey, including legal terms definitions, and more.

  • Go to Main Sitemap - Main sitemap sections include Find Mercer County, Burlington County and Middlesex County Homes, For Home Buyers, For Home Sellers, Mercer County, Burlington County and Middlesex County Information, Real Estate Resources, and About The Mike Carney Team.

 

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School Reports in Mercer County, Burlington County and Middlesex County, New Jersey
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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
Which famous home designed by Thomas Jefferson showed forms of Greek and Roman architecture?

A 
Monticello, begun in 1769, was later enlarged in keeping with its classical forms.
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The Mike Carney Team, REALTOR®, real estate agent and broker for Mercer County, Burlington County and Middlesex County, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

The Mike Carney Team
Keller Williams Realty

100 Canal Pionte Blvd. Suite 120
Princeton, NJ 08540
609-647-8894
Fax: 609-424-0273
michaelcarney@NUMBER1EXPERT.com


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